Last updated: May 15, 2026
By accessing or using the Loansova website, mobile application, or any services provided by Loansova Financial Group (“Loansova,” “we,” “us,” or “our”), you agree to be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, you may not access or use our services.
These Terms constitute a legally binding agreement between you and Loansova. We may modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of our services after any modification constitutes acceptance of the modified Terms.
To use our services, you must be at least 18 years of age and a legal resident of the United States. By creating an account or submitting an application, you represent and warrant that:
You may be required to create an account to access certain features. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent, abusive, or unlawful activity.
Submitting a loan application does not guarantee approval. All applications are subject to credit review and verification. Loansova branded credit products are issued by WebBank, Member FDIC. Approval decisions, loan amounts, interest rates, and terms are determined based on applicable underwriting criteria.
You represent that all information provided in your application is true and accurate. Knowingly providing false or misleading information may result in denial of your application, termination of your account, and legal action.
You agree to use our services only for their intended purposes. You may not:
By using our services, you consent to receive electronic communications from us, including emails, text messages, and in-app notifications. These communications may relate to your account, loan status, payment reminders, and service updates. Standard message and data rates may apply for text messages.
You may opt out of marketing communications at any time, but you may continue to receive transactional messages necessary for the servicing of your account.
Loan origination fees, interest rates, and repayment terms will be disclosed in your loan agreement. We do not charge fees for submitting an application. Late payments may result in additional fees as described in your loan agreement.
You authorize us to process electronic payments via ACH or other methods as specified in your loan agreement. It is your responsibility to ensure sufficient funds are available for scheduled payments.
All content, features, and functionality on our website and applications — including text, graphics, logos, images, software, and code — are owned by Loansova or its licensors and are protected by United States and international copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works from, or exploit any content without our prior written consent.
Our services are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. We do not guarantee that:
We disclaim all implied warranties, including merchantability, fitness for a particular purpose, and non-infringement to the fullest extent permitted by law.
To the maximum extent permitted by applicable law, Loansova and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services, including but not limited to loss of profits, data, or business opportunity.
Our total liability for any claim arising under these Terms shall not exceed the greater of $100 or the total fees paid by you to us in the twelve months preceding the claim.
You agree to indemnify, defend, and hold harmless Loansova, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys' fees) arising out of or related to:
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of laws principles.
Any dispute arising out of or relating to these Terms or our services shall be resolved through binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. The arbitration shall take place in New York, New York. You agree that any claims must be brought in your individual capacity, and not as a class action or representative proceeding.
We reserve the right to suspend or terminate your access to our services at any time, with or without cause, and without prior notice. Upon termination, your right to use our services will immediately cease. Any outstanding loan obligations will remain in effect according to the terms of your loan agreement.
Our website and applications may contain links to third-party websites or services that are not owned or controlled by Loansova. We are not responsible for the content, privacy practices, or terms of any third-party sites. Accessing third-party links is at your own risk.
If you have any questions about these Terms, please contact us:
Loansova Financial Group
120 Broadway, Suite 1500
New York, NY 10271
support@loansova.com
+1 (800) 555-0199